wealth management rec

WEALTH MANAGEMENT

WALL STREET’s investment philosophy is based on five chief principles that are thought to govern markets.


1. FINANCIAL MARKETS ARE EFFICIENT

Conventional wisdom is that free market prices fully incorporate all available information, price change consequently reflects unexpected new information; therefore the current price is the best estimate of fair price.

That is 100 percent correct. Markets are 100% EFFICIENT.

WHARTON BELIEVES THAT THEY ARE NOT LOGICAL – you cannot know what forces are driving market fluctuations. There is essentially NO TRANSPARENCY to the markets.

This extremely important difference is what creates volatility andwhat causes investors to act irrationally.

When the hedge funds/portfolio managers make bets, you ride the rollercoaster.

WHARTON DRAMATICALLY LOWERS THE VOLATILITY OF A PORTFOLIO


2. RISK AND RETURN ARE INSEPARABLE

Conventional wisdom is that Risk and Return are truly inseparable. Wharton believes that the true risk of a portfolio cannot accurately be known due to lack of logic and transparency.

WHARTON DRAMATICALLY LOWERS THE RISK OF A PORTFOLIO


3. DIVERSIFICATION IS ESSENTIAL

Conventional wisdom is that diversification within and among asset classes lets investors effectively capture the returns offered by the financial markets, in accordance with their risk capacity.

Wharton believes that diversification LOWERS returns more than it LOWERS risks. That’s a BAD tradeoff.

WHARTON SOLUTION LOWERS RISKS WHILE INCREASING RETURNS


4. STRUCTURE EXPLAINS PERFORMANCE

For once, WE TOTALLY AGREE.

WHARTON STRUCTURE GUARANTEES THE PROPER REWARD FOR RISK TAKEN


5. ADVISOR ADVANTAGE

Conventional wisdom is that there are distinct measurable benefits to enlisting the services of a logical thinking advisor including disciplined rebalancing, tax loss harvesting, proper asset allocation.

WHARTON ADVISORS IS THE ONLY ADVISOR PROVIDING THE CORRECT SOLUTION


IN SUMMARY:

People KNOW that they should just buy the S&P 500 Index and wait it out. It’s cheap, its efficient, its returns are exactly what they’re supposed to be – no more - but no less.

Problem: When the markets get turbulent, it’s too difficult to ignore the losses as, “It might be different this time and my money could go all the way to ZERO."

PEOPLE CAN’T TOLERATE THE RISKS/VOLATILITY SO THEY ACCEPT SUBSTANDARD RETURNS TO SEEK SAFETY


WHARTON’S STRUCTURAL SOLUTION

1. Outperforms the S&P 500 Index - BETTER RETURNS

2. Totally liquid at all times - NO DURATION RISK

3. Fraction of the cost of Index Fund - VERY LOW COST

4. Downside risk less than index fund - LOWER VOLATILITY

Our solution gives:

  • higher returns than the S&P500 index,
  • doesn’t tie your money for extended periods of time,
  • Costs much less than a S&P500 Index fund,
  • When markets DROP, you OUTPERFORM the index
  • When markets RISE, you OUTPERFORM the index.

IT’S NOT TOO GOOD TO BE TRUE – IT’S VERY EASILY EXPLAINABLE

If you are interested in learning more please give us your contact information and we will respond within 24 hours.

Request More Information

Email or Call Wharton Advisors

Please do not put any parentheses, dots or dashes in the phone number.